Life Insurance Needs Calculator
Estimate a general protection gap for dependants. Product availability, underwriting, benefits and tax treatment differ by insurer and jurisdiction.
How to use this tool
Enter reasonable assumptions, select a currency where available and review the result as a general planning illustration. It does not account for every product term, tax rule, fee, law or personal circumstance.
International use and limitations
This tool is designed for a global audience. Financial, insurance and lending rules vary by country, state or province. Check local regulations and consult an appropriately authorised professional before acting.
Frequently asked questions
How much life insurance do I need?
Needs may reflect income replacement, debts, future family goals, final costs and existing resources.
Is this personal insurance advice?
No. It is an educational starting point; a regulated adviser can assess local products and circumstances.
Educational information only: This calculator is not financial, investment, legal, tax, lending or insurance advice.